Mortgage Closer

At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.

Tinker Federal Credit Union’s Real Estate Lending department has an immediate opening for a Mortgage Closer! This is an exciting opportunity to join the largest and best credit union in Oklahoma! We offer competitive pay, a robust benefits package, a “smart casual dress code” and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!

As a Mortgage Closer, you will be responsible for the following:

• Managing a personal pipeline of assigned loans to ensure the loan is progressing in a necessary manner to ensure loan meets organizational time to close expectations.
• Engages with members and internal staff via the phone queue by answering their home loan questions, providing rate quotes, and educating them about TFCU products.
• Responsible for loan closings with members and title companies.
• Assisting members by providing information related to processing and closing requirements.
• Performing post-closing audits and compiles post-closing documents, analyzing and reporting accuracy of loan documents and documentation in conventional and VA mortgage loan files according to loan policies and underwriting guidelines and ensure compliance with and state and federal regulations.

Salary Range:

This is a non-exempt position. The starting hourly rate is $26.32 per hour; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity.

Schedule:

8:00 AM - 5:00 PM Monday-Friday

Education/Experience:

You must have an associate's degree in a related field and two years of relatable experience including mortgage closing, or the equivalent combination of education and experience are required. 

Applicable financial institution and/or military experience may be substituted for education at the rate of two years of experience for one year of education.

Certificates, Licenses, Registrations:

• SAFE (Secure and Fair Enforcement for Mortgage Licensing) Act registration required.
• TFCU University certification required.
• Notary public preferred.
• Incumbent Bonding REQUIRED by TFCU’s chosen authority.
• Valid driver’s license, maintaining an acceptable Motor Vehicle Record.

Keys to success:

In order to be successful as a Mortgage Closer, you must possess these qualifications:

• Knowledge of real estate practice and real estate law.
• Knowledge of mortgage terminology, application, and closing processes.
• Thorough knowledge of post-closing activities required for various secondary market investors (Fannie Mae, VA, etc.).
• Proficient knowledge of TFCU lending policies and procedures, loan underwriting guidelines and all lending regulations (Reg Z, Reg B, Reg C, etc.).
• Ability to exercise good judgment and decision making.
• Knowledge of TFCU teller, accounting, and lending functions.
• Demonstrate good organization skills with strong attention to detail.
• Ability to communicate and convey mortgage processes to members.
• Proficient in the use of Microsoft office applications such as Word and Excel.

Tinker Federal Credit Union is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. We celebrate the unique differences of our employees, and welcome people of all backgrounds. We do not discriminate on the basis of race, religion, color, national origin, sex, age, marital status, veteran status, disability status, pregnancy status, parental status, political affiliation, or any other status protected by law. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Talent Acquisition at careers@tinkerfcu.org.