Premium Auditor

*Candidate must reside within the southeastern portion of Michigan

Summary:  Under general supervision and with independent judgment investigate, examine, and report on financial and operational characteristics of commercial business operations to determine earned premium on coverage and other auditable exposures by performing the following duties.

Essential Duties and Responsibilities:

1. Conduct phone and/or physical premium audits to ensure that the payroll and sales figures of insured are accurately tabulated against the policy estimates for premium determination. 

2. Demonstrate that the insured is classed appropriately for all lines of business being audited.

3. Investigate and verify the premium base exposures according to policy contract terms, manual rules, company filings, and procedures; knows and selects best audit options for insured.

4. Build and maintain working relationships with agents, insureds, and coworkers; request information, answer questions by telephone, email and written communication.

5. Research, develop, and update procedures by compiling and entering data for reviews/reports and systems to ensure consistency within the audit process.

6. May provide leadership to junior staff through guidance and training.

7. Perform other duties as assigned.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education/Experience:

Level 5:   Bachelor’s degree (B.A.) from four-year college or university; or four to six years related experience and/or training; or equivalent combination of education and experience.

Certificates, Designations and Licenses:

General Insurance Certificate/ Associate in Insurance Service (AIS)

Valid Driver’s License