Commercial Lines Underwriter

Summary:  Under general supervision and with independent judgment review insurance applications to evaluate each risk to determine acceptability, coverage, and pricing by performing the following duties.

Essential Duties and Responsibilities

1. Review and evaluate insurance applications, renewals and endorsements within defined authority, approve, modify or decline risks.

2. Determine and authorize reinsurance, if necessary.

3. Communicate with agents and internal staff to collect necessary information to perform risk assessment.

4. Build and maintain positive working relationships with agents and internal staff; assists and responds to inquiries by telephone, correspondence, agency visits, and vistsis to insured operation.

5. Maintain profitable business in territory through proper selection, pricing, and monitoring of business.

6. May provide leadership to junior staff through guidance and training.

7. Perform other duties as assigned.

Education/Experience:

Level 5:   Bachelor’s degree (B.A.) from four-year college or university; or four to six years related experience and/or training; or equivalent combination of education and experience.

Certificates, Designations and Licenses:

Related functional training such as Associate in Underwriting (AU), or other insurance education certificates.