SVP Risk Management

Educational Employees Credit Union has an opening in Fresno, CA  for an SVP/Risk Management. As a member of the senior executive team, the SVP Risk Management is responsible for directing, coordinating and evolving an enterprise-level risk management program which includes governance, risk and compliance level responsibilities. This includes responsibility for physical security of the credit union’s operations, ATM security, Business Continuity Management, Compliance, Vendor Management, Loss Prevention, and the credit union’s corporate insurance programs. 

In addition, this position is responsible for the coordination and facilitation of the credit union’s Risk Committee, and collaborates with the CIO in support of the organization’s Information Security Program, with emphasis on security-related oversight. The position also works collaboratively with the Internal Audit Director, while maintaining the audit function’s organizational independence.

This position reports to the CEO and Board of Directors as warranted. The SVP Risk Management also acts as the Board-appointed Security Officer for the organization and is responsible for the administration of the security program

Responsibilities of the position include:

• Direct, coordinate, or provide oversight of various programs within the organization such as Risk, BCM, Information Security, (Physical and ATM) Security, Loss Prevention programs, Compliance, and Vendor Management Programs.
• Manage corporate insurance policy coverages and make recommendations to add, modify, or terminate coverage options. Will also periodically evaluate, and if necessary, recommend changing insurance providers, and/or seeking brokered products to address insurable exposures and coverage gaps.  
• Identify, assess, and report on risks in regard to potential severity and frequency as well as vulnerability and threats to the organization. Measures impact of risk on the Credit Union and makes recommendations as appropriate.
• Recommend and/or initiate appropriate techniques to minimize loss such as avoidance, mitigation, transfer and acceptance. 
• Prepare reports and recommendations (e.g. ERM, compliance, fraud, safety/security, loss prevention, insurance) for review and action.
• Coordinate legal proceedings involving the organization, generally in defense of the credit union. Coordination may involve working actively with the credit union’s insurer, attorneys, specific defense counsel, credit union vendors and staff, as appropriate.
• In conjunction with the Credit Union’s Internal Audit Group, Human Resources, and Anti-Fraud protocols, may conduct reviews and investigations into possible or alleged internal violations of federal or state laws, and Credit Union business practices, including Code of Conduct compliance.
• Ensure the application of, and compliance with, established operating policies and procedures.
• Ensure the scope of assessments and reviews consider the appropriate safeguarding of credit union assets such as funds, information, physical assets and other property of the organization.
• Responsible to the Supervisory Committee for select administrative tasks related to the Internal Audit function. This responsibility is generally limited to oversight of common personnel tasks, and coordination (with the Supervisory Committee) of the Internal Audit Director’s annual evaluation.
• Responsible to the Supervisory Committee for the Internal Audit function on a limited basis in the event of the prolonged absence of the Internal Audit Director.
• Will work closely with the Board of Directors and/or their designates on various committee assignments (e.g. election-related committees).
• Responsible for continuing education of risk management staff to ensure staff’s knowledge regarding industry and professional trends remain current.

• Responsible for managing the overall direction, coordination, and evaluation of the Risk Management Department.

Requirements of the position:

• Bachelor's degree (B. A.) or 5-10 years related experience and/or training; or equivalent combination of education and experience in a financial institution.

• Ability to write routine reports and correspondence. 

• Ability to communicate effectively with groups or individual members and employees.

• Effective verbal and written communications, and presentation skills.

•  Ability to work with mathematical concepts such as probability and statistical inference. 

• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

• One or more of the following licenses/certifications are desired:  A Certified Risk Professional (CRP), Certified Public Accountant (CPA), Certified Internal Auditor (CIA), Certified Bank Auditor (CBA), or Certified Financial Services Auditor (CFSA) license/certification (or equivalent recognized status.

The ideal candidate will hold, or qualify to hold, a position as a Director, VP or SVP, or have applicable related experience.