The Finance Analyst will be responsible for maintaining and analyzing both historical and current financial data to assess the financial health of CSBS. Conducting financial forecasting and performing variance and reconciliation analyses. Additionally, the analyst will utilize advanced forecasting tools to automate data analysis, evaluate capital expenditures, and develop predictive financial models to aid in strategic decision-making. This position also requires the analysis of financial processes to identify and implement improvements, participation in the annual budgeting process, establishing financial benchmarks, and monitoring financial metrics to notify stakeholders of critical deviations. The analyst will also keep abreast of industry trends to enhance financial forecasting accuracy.

Essential Functions

To perform this job successfully, an individual must be able to perform each essential duty and responsibility satisfactorily.  Reasonable accommodations may be made to enable an individual with disabilities to perform the essential functions.  Other duties may be assigned to meet business needs.

• Analyze historical and current financial data to understand CSBS’s financial status.
• Perform financial forecasting, variance analysis of actual versus forecast, and reconciliation of internal accounts.
• Utilize forecasting tools to automate financial data analysis.
• Evaluate capital expenditures, depreciation, and amortization.
• Maintain predictive financial models to support organizational decision-making.
• Analyze processes to identify gaps that can improve financials.
• Participate in the annual budget process.
• Establish benchmarks for financial processes.
• Track current financial data to alert management in case of deviation.
• Study industry-specific research and available data to predict trends.
• Create financial reports that enable management teams to make strategic decisions to meet business goals.

• Obtain knowledge of invoicing functionality in all NMLS related systems.
• Manage business stream related invoice renewals, review and validate system reports, and create related invoices.

Minimum Qualifications

To perform this job successfully, an individual should possess the knowledge, skills, and abilities listed and meet the amount of education, training and/or work experience required.

Education and Experience

• Bachelor’s degree, preferably with a major in finance, economics or accounting.
• 5-7 years proven experience working as a financial analyst.
• Certified Public Accountant (CPA), preferred.

Knowledge, Skills, and Abilities

• Financial Accounting: Deep understanding of financial principles and practices, including Generally Accepted Accounting Principles (GAAP).
• Financial Analysis: Expertise in analyzing financial data to detect trends, forecast future performance, and assess financial health.
• Data Analysis Tools: Proficiency in financial forecasting and analysis tools such as Excel, SAP, Oracle, or specialized financial modeling software.
• Budgeting: Understanding of budget preparation, analysis, and management.
• Economic and Industry Trends: Awareness of the economic and industry-specific trends that can influence financial forecasting and strategic planning.

Requirements

• Due to the nature of CSBS’s business in support of state financial services supervision, all CSBS employees have the potential of interacting with confidential information related to the supervision of financial services companies (“Confidential Supervisory Information”). As a result, in addition to general business conflicts of interest, all CSBS employees are expected to disclose conflicts of interest in financial services companies on at least an annual basis and to proactively avoid such conflicts.
• Protect the confidentiality, integrity, and availability of CSBS information and information systems in accordance with CSBS policies and procedures.  

Values Instilled Behaviors for Excellence (VIBE)

At CSBS, work-life balance isn't just a policy; it's our VIBE! We recognize that our team members have lives that deserve attention and care. That’s why we create strong, supportive relationships that help everyone grow both professionally and personally. We honor each other's expertise and speak the truth, even when it’s a bit awkward. And guess what? This honesty creates a vibe of respect and trust that powers our efficiency and our excellence. It lets us chase those career goals while also nurturing our personal pursuits. At CSBS, you can thrive at work and at home—it's the best of both worlds!      

Just like a healthy work-life, collaboration is an essential part of CSBS’s mission. In fact, it is the heartbeat of everything we do! We're all about pitching in, giving props to our colleagues, and having each other’s backs. This allows us to push ourselves to our maximum potential and embrace those bold risks and innovative solutions. No matter what comes our way, our commitment to communication and teamwork strengthens us. We at CSBS are on mission and on the move, tackling all challenges together!     

Core Leadership Competencies

Achievement Oriented Thinking

• Is a solutions-oriented thinker.
• Has good time management skills.
• Manages expectations of what is achievable.

Change Management

• Actively engages and participates during change. 
• Asks questions and takes ownership for understanding why the change is happening and the risk of not changing actively. 
• Adopts the new habits, monitors own performance and checks self against the objectives and seeks help when they don’t match. 
• Identifies and communicates obstacles and resistance. 

Emotional Intelligence (Self-Awareness)

• Manages own emotions productively to stay in role.
• Handles emotionally charged situations productively and with empathy.
• Asks for and openly accepts feedback; looks for opportunities to grow.
• Conducts conversations courageously - hitting difficult issues head-on with an eye on maintaining relationships.

Working Conditions

• General office.