AVP, Internal Audit (Compliance)

We are seeking an experienced Assistant Vice President, Compliance Audit Specialist to join CardWorks, Inc. (“CardWorks”), a leading credit, servicing and payments company.  Our Audit team supports all of CardWorks and its subsidiaries Merrick Bank (“MB”), CardWorks Servicing, LLC (“CWS”) and Carson Smithfield, LLC (“CS”) by planning, performing, and reporting on a comprehensive risk-based Internal Audit Plan covering all business units, departments and functions enterprise wide.  This Compliance Audit Specialist is expected to maintain technical regulatory compliance expertise and to stay abreast of regulatory, industry, and other changes that affect the Company’s risk profile. The qualified candidate is expected to have a thorough understanding of audit methodologies and to develop audit work papers in accordance with the Company’s Internal Audit Quality Assurance Improvement Program.  This experienced Auditor also provides guidance, direction, and mentoring to the broader Audit team and business leaders.

Essential Functions:

 Supports the Audit team’s ability in identifying regulatory compliance related risk and controls, and in planning internal audits.

• Performs and /or leads audit evaluations to provide reasonable assurance that regulatory compliance risk management, control, and governance systems are functioning as intended and will enable the Company to meet its regulatory compliance related objectives and goals.
• Ensures that audit objectives and testing results are adequately evaluated to conclude on the effectiveness of internal controls and develop conclusions on residual risks.
• Develops data analytics to bring efficiencies to audit testing.
• Prepares audit work papers in accordance with the Quality Assurance Improvement Program and ensures that sufficient evidence is documented to support related audit findings and conclusions.
• Reports risk management issues and internal control deficiencies via professionally written deliverables that are appropriate for all levels of management and governance.
• Provides support to the Company’s anti-fraud programs, including participation in fraud investigations and identification of fraud risks.
• Performs review of audit work papers and supervises and mentors staff as requested by the VP Internal Audit Manager.
• Complies with the Institute of Internal Auditors (IIA) International Standards for the Professional Practice of Internal Auditing and the Internal Audit Code of Ethics.
• Attends requisite meetings in the absence or at the request of the VP Internal Audit Manager.
• Obtains management responses and performs follow up inquiry and transactional testing to confirm remediation of audit findings.
• Participates in training and development programs to develop and maintain audit, process, or Company subject matter regulatory compliance expertise.
• Compliance with Laws & Regulations: 
• Responsible for complying with all of the Company’s internal control policies and procedures.
• Responsible for complying with all of the Company’s internal control policies and procedures and having full knowledge/understanding with all laws and regulations to which the Company is subject.