Senior Underwriting Risk Analyst

Location: Hybrid Work Model- Van Wert, OH, Dublin, OH, Alpharetta, GA, Waltham, MA, Irving, TX

Joining the Risk and Capital Management team as a Senior Risk Underwriting Analyst means being part of a team that is focused on Central’s capital exposure and issues facing a changing landscape. This role is crucial in helping problem solve, and driving insights around natural catastrophe and risk accumulation. A Senior Risk Underwriting analyst will be a person who is curious and seeks to understand, as well as enjoys applying their skill set to property & casualty insurance.

We are excited about the potential this role brings and look forward to welcoming a new member to our team who will help us achieve our goals and continue our journey of success.

How You’ll Make an Impact

• Collaborate with business units to implement strategic catastrophe management.
• Leverage capital model to support the integration of a capital budget to manage our spread of risk. 
• Provide analyses, monitoring, and testing of established and new key metrics for the underwriting portfolio, including the spread of risk and exposure concentration, contributing directly to strategic Financial Risk Management. 
• Provide exposure-at-risk analyses in catastrophe events. 
• Perform and review data audits for catastrophe modeling and reinsurance data. 
• Effectively work with internal resources and reinsurance intermediary to leverage tools and ensure quality.
• Support the optimization of our reinsurance program by analyzing reinsurance utilization and supporting the Reinsurance software platform.
• Develop and conduct analyses for support of operational decision-making. 
• Collaborate with Financial Analysts to translate operational analyses into projected financial outcomes. 
• Independently communicate results and strategic recommendations.
• Provide competitive market intelligence and industry analyses regularly. 
• Research and communicate trends that may affect the organization. 
• Support the capital management framework, including solvency assessments, stress testing, and capital budgeting for optimal portfolio growth. 
• Measure, monitor and analyze our risk position across underwriting and investment components.
• Support and mentor others within the Risk and Capital Management group.
• Establishes operational processes and procedures with a focus on continuous improvement.
• Participate in project work, occasionally leading complex projects and project teams.
• Complete regular peer reviews to ensure quality of work products.

What You’ll Bring

• Master’s degree in Mathematics, Statistics, Economics, Analytics, Actuarial Science, Insurance & Risk Management or related field and 2 years of experience in risk analysis
• Or Bachelor’s degree in Mathematics, Statistics, Economics, Analytics, Actuarial Science, Insurance & Risk Management or related field and 4 years of experience in risk analysis
• Or 6 years of experience in risk analysis 

Preferred

• P&C Industry experience, a background in Underwriting, Actuarial or Analytics preferred.
• Comprehension of reinsurance, capital modeling, stress testing, and capital allocation & structure.
• Experience with data manipulation, modeling, analysis and visualization, using technologies such as: SQL, R, SAS, PowerBi/Tableau, etc.
• Accurately anticipate future consequences and trends
• Effectively frame a problem and translate qualitative impacts to quantitative
• Analysis of scenarios and potential outcomes, including likelihoods
• Excellent analytical aptitude; judge the reasonability of analysis and data
• CPCU, ARe, or ARM Designation
• Proficiency in key risk tools